Our proposed digital payments architecture:

G Goodell, D Toliver, and H Nakib. A Scalable Architecture for Electronic Payments. In: S Matsuo et al., Financial Cryptography and Data Security. FC 2022 International Workshops. FC 2022. Lecture Notes in Computer Science, volume 13412, Springer, Cham, July 2023.

UCL proof-of-concept implementation: COMET 0.0.3

Motivation and design requirements:

G Goodell, H Nakib, and T Aste. Retail Central Bank Digital Currency: Motivations, Opportunities, and Mistakes. Working paper, March 2021.

G Goodell, H Nakib, and P Tasca. A Digital Currency Architecture for Privacy and Owner-Custodianship. Future Internet 2021, 13(5), May 2021.

G Goodell and T Aste. Can Cryptocurrencies Preserve Privacy and Comply with Regulations? Frontiers in Blockchain, May 2019.

G Goodell. Certified Hardware Requirements Undermine Digital Currency. Working paper, September 2022.

Unforgeable, Scalable, Oblivious (USO) assets:

K Coward and D Toliver. Simple Rigs Hold Fast. Working paper, August 2022.

K Coward and D Toliver. Rigging Specifications. Technical specification, August 2022.

Context:

G Goodell. Tokens and Distributed Ledgers in Digital Payment Systems. Discussion paper, July 2022.

Commentary:

H Nakib and G Goodell. Can Digital Money Replace Cash? Central Banks Are Charging Ahead. Barron's, October 2021.

G Goodell and H Nakib. The Development of Central Bank Digital Currency in China: An Analysis. LSE Systemic Risk Centre Opinion Piece, November 2021.

G Goodell, H Nakib, and P Tasca. Digital Currency and Economic Crises: Helping States Respond. LSE Systemic Risk Centre Special Papers SP 20, September 2020. Presented at 6th Annual Peer-to-Peer Financial Systems Workshop (P2PFISY 2020).

V Khan and G Goodell. Libra: Is it Really About the Money? August 2019. In Technology, Society, and Ethics, Jeremy Pitt, Ed., July 2021.

G Goodell. Privacy by Design in Value-Exchange Systems. Discussion paper, June 2020.